Our Team




Ted Markow, CFP®, CLU  



Ted offers over 25 years of experience in the financial service industry helping individuals achieve their financial goals.  Ted and his wife, Joy, founded Markow Financial Group, Inc. in 1994 with  the mission to improve the financial independence of their clients.    

Ted earned a Bachelor of Science degree in Engineering and Management Systems from Princeton University, where he was a member of the football team.  He earned his MBA degree in Finance and a MS degree in Accounting from New York University's Stern School of Business. He is a Certified Financial Planner™ practitioner, a Chartered Life Underwriter (CLU), and a former Certified Public Accountant (CPA).

In his spare time, Ted enjoys spending time with his wife and their four daughters, Ginger, Lucy, Daisy and Piper.   He enjoys fishing, skiing, wakeboarding and spending time with his family.


Joy Markow, CFP®, CLU  



 Joy has over 20 years experience in the financial service industry.  She and her husband, Ted, founded Markow Financial Group, Inc. in 1994 with the mission to improve the financial security of their clients.  Joy is a Certified Financial Planner™ practitioner and a Chartered Life Underwriter (CLU).  She has a Life and Health Insurance License and a FINRA Series 7 Securities License.  Since the birth of their second child she has not been actively working with clients and has taken on a corporate support role for Markow Financial Group, Inc.  Joy enjoys spending time with Ted and their four daughters snow skiing, water skiing and wakeboarding.


Michael Moye - Long-Term Care Specialist

Michael (Mick) has been an associate of Markow Financial Group, Inc. for several years and specializes in long-term care coverage.  He has been a licensed, independent insurance producer for many years with experience in Life, Fixed and Indexed annuities, Long-Term Care and estate plans.  He enjoys golf, cars, boating, hiking, home improvement and travel.  Mick and his wife, Linda, have been married almost 50 years and have seven grandchildren.




 Maribelle Curiel - Office Assistant

Through a partnership with our independent broker-dealer, Cambridge Investment Research, Inc., we have access to a team of virtual office assistants who allow us to spend more time with our clients by taking on some of our administrative tasks. Maribelle Curiel joined Cambridge in 2018. In her current role, Maribelle assistas financial advisors with administrative responsibilities including account management, reporting and planning, communication, and client management. Maribelle attended Kirkwood Community College. She currently lives in Washington, Iowa where she enjoys kayaking, fishing, and spending time with her family.



Tyler Shugart - Summer Intern

Tyler joined Markow Financial Group, Inc. as a summer intern. He is a senior at Montana State University studying Economics and Finance.


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck